Welcome to Khierstyn. These Terms of Service (“Terms”) govern your access to and use of our website, services, and content. By accessing or using Khierstyn (the “Site”), you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.
1. Use of Our Site
Khierstyn provides informational content related to personal finance, credit, loans, and borrowing strategies. The Site is intended for general informational purposes only and does not constitute financial advice. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site.
2. Intellectual Property Rights
All content on the Site, including articles, graphics, logos, and other materials (“Content”), is the intellectual property of Khierstyn or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view, download, and print Content for personal, non-commercial use only. Any other use, including reproduction, distribution, modification, or republication, without our prior written consent is prohibited.
3. Disclaimer of Financial Advice
The information provided on Khierstyn is for educational purposes only and does not constitute professional financial, legal, or investment advice. While we strive to provide accurate and up-to-date information, we make no guarantees regarding the completeness, reliability, or suitability of the Content for your specific situation. Always consult with a qualified financial advisor before making any financial decisions.
4. User Responsibilities
You are responsible for maintaining the confidentiality of any account information, passwords, or other credentials associated with your use of the Site. You agree not to use the Site for any unlawful or prohibited activities, including but not limited to posting harmful, defamatory, or offensive content.
5. Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by Khierstyn. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You acknowledge and agree that Khierstyn shall not be liable for any damages or losses arising from your use of such third-party sites.
6. Limitation of Liability
To the fullest extent permitted by law, Khierstyn, its affiliates, partners, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site. This includes, but is not limited to, any loss of profits, data, or other intangible losses.
7. Indemnification
You agree to indemnify and hold harmless Khierstyn and its affiliates from and against any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your use of the Site.
8. Privacy
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.
9. Changes to Terms
We reserve the right to modify or update these Terms at any time without prior notice. Changes will be effective immediately upon posting on the Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.
10. Termination
We may suspend or terminate your access to the Site at our sole discretion, without prior notice, if you violate these Terms or engage in conduct that we believe is harmful to the Site, other users, or third parties.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of USA, without regard to its conflict of law principles. Any disputes arising under or related to these Terms shall be resolved exclusively in the courts located in USA.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
[email protected]
2707 Maple Street, Pomona, California, 91766, United States
Phone number: 714-388-4162